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Dios Es Amor Group
In this Group: Sinforosa, Paula, Francisca, Pascuala, Miguel Angel, Maria, Antonia, Ana Gabrielina
The "Dios Es Amor" (God Is Love) communal bank will start its second cycle with Pro Mujer as part of the German Busch Regional Office. It is made up of eight members and is directed by a board, of which Sinforosa is the President. The members of the communal bank have a variety of businesses. Among them are selling food, selling CDs and books, selling sweets, selling groceries, artisan sweaters, and selling potatoes and chuño (an artisanal freeze-dried potato).

The loan they will take out will benefit small microbusinesswomen, of which Sinforosa is one. She indicates that she joined Pro Mujer nine years ago, joining at the invitation of a promoter of the institution who went to visit her at her home. Currently she has a business knitting sweaters; she makes it known that she learned this business by attending a women's meeting center where they taught handcrafts, and when she had the loan from Pro Mujer she decided to develop an independent business.

The loan which she will now take out is to increase capital (buying wholesale wool) that she will acquire at the fairs on the Bolivia - Peru border, and after production she will sell it at her stand. This form of work allows her to generate resources to support her family, since she is married and has two children.

When she is asked what she likes about Pro Mujer, she responds that she likes the group work and the savings that the institution offers.
View original language description ↓
La A.C. “DIOS ES AMOR” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de German Busch, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Sinforosa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de comida, venta de CD’s y librería, venta de dulces, venta de abarrotes, artesano en chompas, venta de papa y chuño.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sinforosa es integrante, ella indica que hace nueve años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su domicilio. En la actualidad ella tiene un negocio de tejido de chompas; da a conocer que este negocio lo aprendió al asistir a un centro de reuniones para mujeres, donde enseñaban artesanías y al contar con el crédito de Pro Mujer decide emprender un negocio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá en las ferias de las fronteras Bolivia - Perú y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el trabajo en grupo y el ahorro que le ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 228
    View loans »
    Bolivia Loans Fundraising
  • $31,614,775
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Es Amor Group's $4,025 loan helped a member to buy wholesale wool.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 7, 2014
Feb 25, 2014
Currency Exchange Loss:
Oct 17, 2014