Flor De Estaño Group
The loan they are taking out will help small micro entrepreneurs including Angélica. She says that she has been a member of Pro Mujer for 4 years, and that she became a member on the invitation of a friend who is a member of the organisation. She currently has a clothes-selling business, and she states that it was a family business and that when she got married she decided to run her own independently. The loan she is now taking out is for increased capital to buy wholesale clothes, which she will buy in the markets of El Alto city so that she can sell them afterwards in her place of business. This form of work allows her to make an income to maintain her family, as she is married with four children.
When asked what she likes about Pro Mujer, she answers that she likes the ability to save money that the organisation offers her.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Angélica es integrante, ella indica que hace cuatro años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio fue un negocio familiar y que ella al casarse decide implementar su negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de ropa por mayor) que adquirirá en las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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