10 Estrellas Del Norte Group
The loan that they are asking for will benefit small businesses including that of Lidia. She says that she has been involved with Pro Mujer for 7 years following the invitation of a Pro Mujer worker who visited her at her home. Currently, she has a business spinning vicuña wool. She learned this trade by observing her sister work. After learning how to do it herself, she decided to start her own business.
The loan that she is asking for will be used to increase her working capital by buying vicuña wool wholesale. She will buy the wool from La Paz suppliers and then sell it according to the demand of her customers. By working in this way, she can make income to support her family. She is married by common law and has one son.
When asked what she likes about Pro Mujer, she says that she likes the health benefits, the training, and the loans that the group offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lidia es integrante, ella indica que hace siete años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de hilado de lana de vicuña; da a conocer que este negocio lo emprendió al observar el trabajo de su hermana, que también realiza los mismos productos, ya conocida la técnica del hilado decide establecer su propio negocio.
El crédito que ahora sacará es para el aumento de capital (compra de lana de vicuña por mayor) que adquirirá de las fábricas de La Paz y posteriormente lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, capacitación y crédito que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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