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Maria Cristina
Ms. María Cristina is an enterprising woman who seeks to stand out day after day in the workforce.

This is the reason she was not happy studying to be a stylist, but saw the need in the market to study Aesthetics. She does this with great sacrifices, since she has to meet her work and family obligations. In addition to that, she does not have the necessary resources to cover her monthly bills. That is why she became interested in requesting a loan from Kiva. She wants to finish her program, since her greatest incentive is her children who see her as an example.

It has been a bit of a difficult time, but she came from the countryside to the city approximately six years ago. She has had to go through many difficulties, but she is not satisfied. Instead, it has given her strength and the spirit to keep moving forward and become an excellent professional. In this way, she will be able to give her children what is most important, an understanding that it is never too late to start studying and make your dreams a reality.
View original language description ↓
La señora María Cristina es una persona emprendedora, que busca sobresalir día tras día en el ámbito laboral.
Es por esta razón que no se conforma con los estudios de Estilista, sino viendo las necesidades del mercado empieza los estudios de Estética que con gran sacrificio los realiza, ya que debe cumplir con las obligaciones laborales y familiares, además de eso no cuenta con los recursos necesarios para cubrir el pago mensual de las cuotas, por eso se ve interesada en pedir el subsidio de kiva, ella quiere terminar esta carrera ya que el mayor aliciente son los hijos; quienes ven en ella un ejemplo a seguir.
Ha sido un camino un poco difícil, pues llega del campo a la ciudad hace aproximadamente 6 años y ha tenido que pasar por algunas dificultades, algo que no la ha aplacado sino que al contrario le ha dado las fuerzas y ánimos para seguir adelante y convertirse en una excelente profesional y así sacar a los hijos que son lo más importante, entendiendo que nunca es tarde para empezar a formarse y hacer los sueños realidad.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 354
    View loans »
    Colombia Loans Fundraising
  • $15,636,375
    Funds lent in using Kiva
  • 2,049.4
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Maria Cristina to pay for tuition for a semester.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Mar 5, 2014
Feb 25, 2014
Currency Exchange Loss:
Jul 24, 2014