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Sefer wants to buy a dairy cow with this loan.
He plants oats, potatoes and seasonal veggies like tomatoes, green peppers, spinach, leeks, white cabbage and all types of greens in his agricultural land. Besides all these, he has fruit trees such as plums, apples, mulberries and grapevines. In general, all villagers plant wheat and even nowadays they still drink water from the wells. A characteristic of the village is the folk dance of two people dressed in their traditional costumes.
Sefer is a father of five children and lives in a mountain village; he's been photographed adjacent to his family home.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 20
    View loans »
    Albania Loans Fundraising
  • $2,682,100
    Funds lent in using Kiva
  • 102.2
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,475 helped Sefer to buy a dairy cow.
61% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Feb 23, 2014
Currency Exchange Loss: