Ekome Feemo 6 Group
Jemima, aged about 43 years and is the group representative. Her family is comprised of four members including herself, her husband and two daughters aged 14 and 16. The member standing on the left and close to African fabric is Jemima.
Jemima is a very active lady who wants some extra income from her own efforts. She has been selling African fabric with the support of her husband for the last 10 years. To improve her living conditions and to earn some extra income, she wants to access a loan. Being Jemima's forth loan cycle with ID-Ghana, she needs a loan to expand her business since demand has become high. From the loan she will purchase African fabric, scarves and beads to sell to customers.
She has a dream: to purchase a vehicle to work as commercial vehicle from town to town so that she can make more profit.
About ID GhanaID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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