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Jazgul is 33 years old and married. She and her husband are raising four children. Jazgul has received secondary education. As a main source of income for her family, Jazgul raises livestock, having launched this business 14 years ago by buying livestock for 4,000 KGS. Thanks to Jazgul’s hard work, her farm now includes eight dairy cows, four mares, 29 sheep, and 30 goats. From March to November, Jazgul sells dairy product such as baked milk, “kurut” [a traditional dried dairy by-product], and kefir [fermented milk product]. Jazgul’s husband works on private construction sites in season. Jazgul’s monthly income is 14,000 KGS. IN order to develop her farm further, Jazgul has applied to the Bai Tushum microfinance institution for a loan in order to increase her livestock headcount by buying cows. She plans to use her resulting income for an additional increase of livestock. She also plans to save for her children’s further education.
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Жазгул 33 года, замужем, вместе с супругом воспитывают 4 детей. У Жазгул - среднее образование, в качестве основного дохода для своей семьи Жазгул занимается животноводством, стартовав 14 лет назад, с покупки скота на 4,000 сом KGS. Благодаря упорному труду Жазгул, в ее хозяйстве на сегодняшний день имеется: 8 дойных коров, 4 кобылы, 29 овец, 30 коз. С марта по ноябрь месяцы Жазгул продает молочные продукты, такие как: топленое масло, курут, кефир. Супруг посезонно работает частным строителем. Ежемесячный доход составляет 14,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жазгул обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Жазгул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на дальнейшее обучение детей.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,950 helped Jazgul to buy cows.
70% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Feb 21, 2014
Currency Exchange Loss: