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28-year-old Nilufar is a single mother. She lives in the Shahrituz region and is raising three children on her own. Several years ago, Nilufar divorced her husband. In order to feed herself and the small children, she opened her own trade business with the help of her relatives. For seven years already, Nilufar has been selling children's clothing in the local market. She is pleased with her business, since through it she is advancing her life.

Currently, Nilufar wants to increase her inventory and with this aim applied for a loan. With the loan, she plans to purchase a variety of seasonal children's clothing for resale. In the future, Nilufar wants to expand her trading stall.
View original language description ↓
Двадцати восьмилетняя Нилуфар является матерью одиночкой. Она живет в районе Шахритус и одна воспитывает троих детей. Несколько лет назад Нилуфар развелась с мужем. Чтобы прокормить себя и маленьких детей, она с помощью родственников открыла свой торговый бизнес. Уже 7 лет как Нилуфар на рынке района занимается продажей детской одежды. Она довольна своим бизнесом, так как за счет него она продвигает жизнь.
В данный момент Нилуфар хочет увеличить товарооборот и с такой целью обратилась за кредитом. Она за счет кредита планирует привести ассортимент сезонной детской одежды для перепродажи. В будущем Нилуфар хочет расширить свою торговую точку.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 181
    View loans »
    Tajikistan Loans Fundraising
  • $30,367,950
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nilufar to purchase seasonal children's clothing to develop trade.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 19, 2014
Feb 21, 2014
Currency Exchange Loss:
May 17, 2014