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Arnold is 33 years old and lives in the village of Aghavnavank in the Tavush region. Arnold is married and lives with his nice wife and pretty children (two daughters and a son). For five years he has constantly gone to the Russian Federation for work abroad, which enlarges his family income.

Still, the main income for his young family comes from the farming and gardening in which this couple is engaged. On his farm Arnold has four cows, a calf and a large plot of land. He sells milk, meat, apples, nuts and figs through the re-sellers. Arnold is asking for a loan of 250,000 Armenian drams in order to buy a calf and animal fodder for his cattle.

Additional Information

More information about this loan

This loan is designed for borrowers in rural areas with a special focus on the agribusiness sector in Armenia.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • 412.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Arnold to buy a calf and animal fodder for his cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 4, 2014
Feb 22, 2014
Currency Exchange Loss:
Jun 17, 2014