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Gotitas De Chocolate Group
In this Group: Maria Antonieta, Agustina, Irene , Yesenia Anabel, Mercedes , Reina, Ever Ariel, Ines Zulma
The Communal Bank “Gotitas de Chocolate” (Little Drops of Chocolate) is starting its second loan cycle with Pro Mujer as part of the Santiago II Community Center. This group consists of eight members and is led by a Board of Directors in which Sra. Reina serves as the secretary. The members of this Communal Bank engage in different businesses such as selling auto parts, weaving blankets, operating a beauty salon, selling detergents, selling shakes, making handcrafted jewelry, manufacturing sportswear, and producing macramé blankets.

This loan will benefit small entrepreneurs such as Sra. Reina. She says that she joined Pro Mujer eight years ago after receiving an invitation from a friend who is a member of the organization. Reina currently has a business of selling shakes (traditional beverages). She has become more knowledgeable about this business since she started it with the help of her mother-in-law, who also did the same type of work. Once she learned her techniques, Reina decided to acquire her own space and become independent.

The loan she is receiving now will be used to increase her capital for buying eggs and Bolivian beer in bulk. She will acquire these products from the distribution stores in the city of El Alto and use them for making the product she sells from her retail space. Working in this manner enables her to generate income for supporting her family. Reina is married and has three children.

When asked what she likes about Pro Mujer, Reina said that she enjoys the loans and the training seminars offered by the organization.
View original language description ↓
La A.C. “GOTITAS DE CHOCOLATE” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Reina es la Secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de repuestos de auto, tejido de mantas, peluquería, venta de detergentes, venta de batidos, artesano en joyas, costura de deportivos, macramé de mantas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Reina es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de batidos (jugo tradicional); da a conocer que este negocio lo emprendió al apoyar a su suegra, a quien apoyaba en su negocio, posterior a aprender las técnicas decide emprender un espacio independiente.

El crédito que ahora sacará es para el aumento de capital (compra de huevo y bicervecina por mayor) que adquirirá de las tiendas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y capacitación que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 89
    View loans »
    Bolivia Loans Fundraising
  • $28,885,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Gotitas De Chocolate Group's $2,100 loan helped a member to buy eggs and Bolivian beer in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2014
Listed
Feb 25, 2014
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014