Gotitas De Chocolate Group
This loan will benefit small entrepreneurs such as Sra. Reina. She says that she joined Pro Mujer eight years ago after receiving an invitation from a friend who is a member of the organization. Reina currently has a business of selling shakes (traditional beverages). She has become more knowledgeable about this business since she started it with the help of her mother-in-law, who also did the same type of work. Once she learned her techniques, Reina decided to acquire her own space and become independent.
The loan she is receiving now will be used to increase her capital for buying eggs and Bolivian beer in bulk. She will acquire these products from the distribution stores in the city of El Alto and use them for making the product she sells from her retail space. Working in this manner enables her to generate income for supporting her family. Reina is married and has three children.
When asked what she likes about Pro Mujer, Reina said that she enjoys the loans and the training seminars offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Reina es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de batidos (jugo tradicional); da a conocer que este negocio lo emprendió al apoyar a su suegra, a quien apoyaba en su negocio, posterior a aprender las técnicas decide emprender un espacio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de huevo y bicervecina por mayor) que adquirirá de las tiendas distribuidoras de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y capacitación que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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