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Unificada Group
In this Group: Trijidia , Dora Gertrudis, Feliza, Juliana, Gustavo, Estefany, Marisol *, Viriginia
* not pictured
The communal bank "UNIFICADA" is beginning its fourth loan cycle in the Pro Mujer Program, at the Santiago II Social Center. The group is comprised of eight members and led by a board of directors. Dora is the treasurer. The members are involved in different business such as toy sales, reupholstery, cosmetic sales, construction, clothing sales, sewing and book sales.

The loan they are requesting will benefit small business owners, one of whom is Dora. She says she joined Pro Mujer a year ago and was invited by a representative of the institution who visited her at home. She is currently in the scrap metal business which she started with a little capital and support from a friend who explained the nature of the business to her.

The loan she is requesting is to increase her work capital to buy wholesale aluminum from suppliers which she will sell to stores for processing. She is able to earn an income this way to support her family. She lives with her common-law husband and has four children.

When asked what she likes about Pro Mujer, she says it is he loans and training the institution offers.

One of the group members is missing in the photo because she had a doctor's appointment.
View original language description ↓
La A.C. “UNIFICADA” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Dora es la Tesorera. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de juguetes, taller de tapicería, venta de cosméticos, servicio de construcción, venta de ropa, costura de ropa, librería.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Dora es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio reciclaje de chatarra; da a conocer que este negocio lo emprendió con un poco capital que tenía y con el apoyo de una amiga que le explicó la modalidad de negocio.

El crédito que ahora sacará es para el aumento de capital (compra de aluminio por mayor) que adquirirá cuando las personas le entreguen en su negocio y posteriormente lo comercializará en las tiendas fundidoras. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en concubinato y tiene cuatro hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y capacitación que ofrece la institución.

En la imagen no se encuentra una socia por que se fue a colsulta médica.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 135
    View loans »
    Bolivia Loans Fundraising
  • $29,671,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Unificada Group's $4,725 loan helped a member to buy wholesale aluminum.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 30, 2014
Listed
Feb 24, 2014
Currency Exchange Loss:
Possible
Ended:
Oct 17, 2014