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Elsa Lidia
Doña Elsa is very grateful, first and foremost to God for the many blessings that pour over her and her family every day, to the COMIXMUL cooperative, and to the lenders from the Kiva platform. Doña Elsa bought the fertilizers and paid for the labor to apply them to her coffee plantings, since in this way she was able to do the final maintenance prior to the pruning of the coffee, such as fertilizers, compost, and leaf sprays, among other items, which were a great help for the protection of the coffee, and thanks to that she was able to obtain a good harvest and pay off her first financing.

Now Doña Elsa is applying for a second loan, which she will invest in preparing the land and strengthening the plants, since once the coffee has been pruned, it tends to deteriorate. She will also pay for labor to weed her plantings.

Doña Elsa is sure that the financing she has applied for is a big help, and for that reason she hopes to be supported again, since thanks to this she can strengthen her plantings of coffee and be able to aspire every day to more in life, since the investment is reasonable and is directed to a necessity.
View original language description ↓
Doña Elsa se encuentra muy agradecida con Dios primeramente por las muchas bendiciones que a diario derrama sobre ella y su familia, con la cooperativa COMIXMUL y con los inversionistas en la plataforma de KIVA Doña Elsa compro los fertilizantes y pago mano de obra para aplicárselos a sus cultivos de café, ya que de esa forma pudo dar el último mantenimiento previo a la corta de café como los fertilizantes, abono, foliares entre otros que fueron de gran ayuda para la protección del mismo y que gracias a ello pudo obtener una buena cosecha y cancelar su primer financiamiento. Nuevamente Doña Elsa solicita un segundo financiamiento el cual invertirá en preparación de tierra y fortalecimiento de la plata ya que una vez cortado el café la misma tiende a deteriorarse así como también el pago de mano de obra para la limpieza de sus cultivos.
Doña Elsa está segura que el financiamiento solicitado es un gran apoyo por lo que espera ser nuevamente apoyada ya que gracias al mismo ella puede fortalecer sus cultivos de café y poder aspirar cada día a más en la vida ya que la inversión es justa y dirigida a la necesidad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.


About Honduras

  • $4,200
    Average annual income
  • 22
    View loans »
    Honduras Loans Fundraising
  • $8,218,850
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,475 helped Elsa Lidia to buy agricultural supplies to help her coffee plantings.
0% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Feb 24, 2014
Currency Exchange Loss: