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Katherine
This is Katherine, who is known for being a simple, direct, mature, charismatic, sensible, fragile, wise, hardworking, responsible, and committed person.

She was born on April 2nd. After her parents got divorced, she and her mother moved to another city (where her family lives). She started to work to support her daughter, who grew more every day. During this time, one of her closest family members, her grandfather, died. Fourteen months later, her uncle died and as a result they had to move to a different house.

Occasionally, her mother had to leave her with friends so she could be taken care of. At one point, they went without seeing each other for a full week due to work. Despite these challenges, Katherine was always an excellent student and did well in school. She also had goals, hopes, and dreams.

Starting a career after 11th grade is everyone's dream. What, where, and how much are the main questions that occupy the thoughts of every student who has only a few months left of high school left.

The inconvenient questions were what and how much, since she only had her mother to support her. At this time, her mother didn't have work or a stable salary. For this reason, El Servicio Nacional de Aprendizaje (Sena) was a good option. In 10th grade she started a high school class with a contract with Sena. She participated for a few months but wasn't able to finish.

She heard about Campo Alto and planned to do her schooling there. Katherine looked it up online and communicated directly with the institute. They told her about a scholarship that they had at the time and she started school there studying commerce and sales.

Studying in Campo Alto has been a great opportunity not only due to the great education but also because of the work, professional, and above all personal and family life that she enjoyed. One of the reasons she is where she is is because she wants to pay her mother back for her years of support. For this reason, she keeps going every day and works to finish what she has started. She always has new goals to meet, new objectives to focus on, and always has a good attitude about learning more every day.

She started working on the weekends so she could have financial help while studying. There, she learned to get to know people, to listen, to observe, and also to work there and interact with people who had totally different attitudes than hers. It has been an unforgettable experience for her. In addition, with the help of this job, she has been able to pay for both semesters that she has spent at Campo Alto and she only has one semester left. Her current goals include paying for her last semester, paying back her mother, and starting her professional career next year. Not only this, but she wants to learn more every day about people, facts, actions, and attitudes seen and lived. She wants to make every day better than the last.

As she already mentioned, before her payment is due, Kiva would be a great help. She will make the monthly payments by working on the weekends.
View original language description ↓
Ella es Katherine, Caracterizada por ser una persona sencilla, directa, carácter maduro, carismático, sensible, frágil, juicioso, trabajador, responsable y comprometido.
Nacida el 2 de Abril, después de la separación de los padres, la madre se va para otra ciudad, donde vive la familia, en donde se radica a vivir con ella, la mama empieza a trabajar, para responder por la hija, la cual comienza a crecer cada día mas, en esos tiempos ocurre una de las perdidas familiares más significativas para el núcleo familiar, la muerte del abuelo, 14 meses después el fallecimiento del tío, consecuencias que llevaron al cambio de lugar de vivienda.
Algunas veces la madre tuvo la obligación de dejarla en varios lugares donde amigos para el cuidado de la hija, en donde llegaban hasta una semana que no se veían, por cuestiones de trabajo para la manutención y educación de la hija. A pesar de esa falta de convivencia entre mamá e hija, Katherine siempre fue una excelente estudiante, con un buen desempeño académico, sueños, ilusiones y metas propuestas.
Empezar a realizar una carrera después de salir de undécimo es el sueño de cualquier persona, el ¿Qué? El ¿Dónde? Y el ¿Cuánto? Son las principales preguntas que pasan por la cabeza cuando esta a unos cuantos meses de salir del colegio.
Los inconvenientes eran el ¿Dónde? Y el ¿Cuánto?, ya que solo contaba con la madre como apoyo económico, en ese tiempo la madre no contaba con un trabajo, ni un sueldo estable, por ello el Sena sería una buena opción de estudio; debido a que en grado décimo se empezó a realizar un curso en el colegio con convenio con el Sena, este se llevó a cabo por unos cuantos meses, y no se pudo terminar,
Ella se entera de Campo Alto, en el cual iba a realizar los estudios. Katherine indaga en internet, se comunica directamente con el instituto, le informan sobre el descuento que en esos momentos manejaban y se matriculo en el programa de mercadeo y ventas.
Estudiar en campo alto es una puerta abierta no solo para el aprendizaje superior sino para la vida laboral, profesional y sobre todo para la vida personal y familiar. Retribuirle a la madre los años de dedicación, esfuerzo para que este donde esta es una de las metas por cumplir, por ello lucha cada día mas, para poder terminar lo que en este momento se encuentra realizando, dando paso a nuevas metas por cumplir, nuevos objetivos enfocados y las mejor actitud para aprender cada día más.
Ella ingresa a trabajar los fines de semana para tener ayuda económica en el estudio, allí aprende a conocer personas, escuchar, observar, además de trabajar allí e interactuar con la sociedad, con actitudes, totalmente diferentes a la suya ha sido una experiencia inolvidable para ella, además con este trabajo se ha podido cancelar los dos semestres ya terminados en Campo Alto, en donde solo falta un semestre para finalizar, la meta próxima es realizar prácticas remuneradas, para terminar de pagar el estudio, colaborar a la madre, y continuar el próximo año con la carrera profesional, no solo esto, sino aprender cada día mas, de las personas, hechos, actos y actitudes vistas y vividas, para ser cada día mejor.

Como ya menciono antes el convenio de kiva le sería de gran ayuda, ya que ella misma es la que cancela el valor de las mensualidades y el trabajo es solo los fines de semana.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.

About Colombia

  • $11,100
    Average annual income
  • 510
    View loans »
    Colombia Loans Fundraising
  • $14,967,675
    Funds lent in using Kiva
  • 2,032.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Katherine pay for another semester of school.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 5, 2014
Listed
Feb 24, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 24, 2014