Cielito Lindo Group
The loan that they will receive will benefit small businesses, including that of Soledad. She says that this is the first time that she has worked with Pro Mujer and that she became involved with it after her cousin (who is a member) invited her. She has a business selling plastic bags. She started this business after observing that this is one of the most sold goods in the local market. It is for this reason that she used her scant resources to start this business.
The loan that she is asking for is so she can increase her capital and buy plastic bags. She will get them from the La Paz factories and then sell them according to her customers' demand. This type of work allows her to earn money so she can support her family (she is single and has two children).
When asked what she likes about Pro Mujer, she says that she likes the health aspect, the training, and the loans that the group offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Soledad es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una prima que es socia de la institución. En la actualidad ella tiene un negocio de venta de bolsas plásticas; da a conocer que este negocio lo emprendió al observar que este producto es uno de los más vendidos en el mercado, es por ello que con un poco capital decide comercializar este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de bolsas plásticas) que adquirirá de las fábricas de La Paz y posteriormente lo comercializará a pedido del cliente. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, capacitación y crédito que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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