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Vilma Gloria
Vilma is 47 years old. She has 8 children and is a single mother who is very enterprising. She could only study until the fifth grade and has made an effort, on her own, to help her family get ahead. Two of her children are adults and already have their own households. Her remaining six children are dependent on her.

Vilma has been a merchant for 15 years. She leaves every day in the afternoons to sell tamales and bread in adjacent neighborhoods. This job is a bit tiring but the desire to help her family get ahead motivates her. She learned this business from her mother, who was also a merchant.

She is requesting this loan from CrediCampo in order to cover a debt that she incurred a year ago when she faced a serious family problem and needed to request a loan. Consequently she now has to repay it and at the moment does not have the exact amount. Thus she needs help and will also invest a part of this loan in her business so that she can continue working and supporting her family.

Vilma dreams of having a stable business that will enable her to earn enough to provide her children with an education and cover household expenses. She also wants to have a small farm in order to earn a supplementary income.
View original language description ↓
Vilma tiene 47 años de edad, tiene 8 hijos, ella es madre soltera pero muy emprendedora, solo pudo estudiar hasta quinto grado y se ha esforzado por sacar adelante a su familia por sí sola, dos de sus hijos son mayores de edad y ya formaron sus propios hogares, sus otros 6 hijos dependen de ella.

Vilma se dedica al comercio desde hace 15 años, ella sale todos los días, por las tardes a vender tamales y pan a los demás cantones aledaños, esta actividad es un poco cansada, pero el deseo de sacar adelante a su familia la motiva, esta actividad la aprendió de su madre que también se dedicaba al comercio.

Ella está solicitando este préstamo a CrediCampo, para cubrir una deuda que tiene, ya que hace un año se le presentó un problema grave en la familia, por lo que recurrió a solicitar que se le prestara dinero, de tal manera que hoy tiene que devolverlo y por el momento no cuenta con la cantidad exacta, por lo que ella necesita que se le ayude, ya que también una parte la invertirá en su negocio para poder seguir trabajando y que no le falte nada a su familia.

Vilma sueña con tener un negocio estable, de donde pueda obtener ingresos para brindar el estudio a sus hijos y cubrir los gastos del hogar, también desea tener una pequeña granja para tener ingresos económicos extras.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 580
    View loans »
    El Salvador Loans Fundraising
  • $23,924,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $725 helped Vilma Gloria to pay a pending debt.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 11, 2014
Listed
Feb 27, 2014
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014