Julio works in a city center where he has had a job for 12 years as a street sweeper. His sense of discipline and responsibility have enabled him to work for many years. His job is about three blocks from his house and he walks there and works 8 hours a day. Before getting this job, Julio was a farmer.
He needs the loan he is requesting in order to purchase materials to improve his home since the place he currently lives in is mixed, half is adobe and the other half is metal sheets and he wants to convert it completely into adobe. Consequently he will buy adobe soil, wood and pay for the work force needed to improve his house.
Julio wants to continue working until one day he will have a house made of better material so that his family will have a decent life. He also wants to provide his sons with an education so they will succeed in life.
Julio trabaja en una alcaldía donde labora desde hace 12 años como barrendero, la disciplina del cliente y su responsabilidad, le ha permitido estar durante muchos años laborando, el trabajo le queda a 3 cuadras de su casa los que recorre caminando y trabaja 8 horas al día, antes de dedicarse a esta labor Julio era agricultor.
El crédito que está solicitando lo necesita para comprar material para mejorar su vivienda, ya que actualmente en la que vive es mixta, la mitad es de adobe y la otra mitad es de lámina y él desea complementarla toda de adobe, por lo tanto comprará adobe de tierra, madera, y pagará la mano de obra requerida para mejorar la casa.
Julio desea seguir trabajando para algún día hacer su casa de un mejor material para que su familia tenga una vida digna, también desea darles el estudio a sus hijos para que se superen.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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