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Prosperidad Y Responsabilidad Group
In this Group: Ana Cecilia, Luz Martina, Juana, Elva Patricia, Hector Raul, Edith Hilda*
* not pictured

Update on Prosperidad Y Responsabilidad Group

The Prosperity and Responsibility group is made up of six prosperous members. Luz, 23, is single and does not have children. Luz and her mother are dedicated to selling natural products. She started her business more than three months ago. Luz wishes to increase her list of customers. It is for this that she has requested the loan to buy products like tonic and royal jelly. The Prosperity and Responsibility group is thankful to the Kiva investors for making this loan possible. Luz is the third from the right side dressed in the grey vest and white blouse.
View original language description ↓
El grupo “Prosperidad y Responsabilidad” conformado por 06 socios prósperos. Luz de 23 años de edad es soltera y no tiene hijos. Luz y su madre se dedican a la venta de productos naturales, inicio hace más de 03 meses en su negocio. Luz desea incrementar su cartera de clientes, es por ello que solicitó el crédito para la compra de productos como tónico y jalea real. El grupo “Prosperidad y Responsabilidad” agradece a los inversionistas Kiva por hacer posible este crédito. Luz es la tercera del lado derecho y viste chaleco plomo con blusa blanca.

Previous Loan Details

This is the new group “Prosperidad Y Responsabilidad” which is composed of six members who are ready to start to work together. Ana is 32 years old, separated and has three children who attend school. For more than 15 years she has sold natural products (Omnilife) which she sells on demand. W... More from Prosperidad Y Responsabilidad Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $58,906,400
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Prosperidad Y Responsabilidad Group's $1,750 loan helped a member for the purchase of products like tonic and royal jelly.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Feb 13, 2014
Feb 24, 2014
Currency Exchange Loss:
Jul 17, 2014