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Jumagul
Jumagul is a young, 22 year old woman from a village near the city of Vahdat. She has not yet married and still lives with her parents. Jumagul does not have a higher education, but she is a professional seamstress. She works from home sewing traditional women's dresses. Jumagul has a large family--six people in all. She sees how difficult it is for her parents to take care of the family. And so, like the enterprising and energetic young woman she is, Jumagul wants to start a business that she can run in addition to sewing. The business will be fattening and selling cattle.

The family has a cattle barn and Jumagul has $400, which she saved up from her sewing earnings. Jumagul needs another $1,800 (USD). She is requesting a loan for this amount. Jumagul plans to use her savings and the loan to buy three head of cattle and 240 kg of press cake for feed. This loan is very important to her. She is waiting hopefully for your support.
View original language description ↓
Чумагул 22-летняя молодая девушка с села города Вахдат. Она еще не замужем и живет с родителями. Чумагул не имеет высшего образования, но у нее есть профессия швеи. Она занимается шитьем женских национальных платьев у себя дома. Семья Чумагул большая и состоит из шестеро человек. Чумагул видит как трудно приходится родителям обеспечивать семью. Так как она предприимчивая и энергичная девушка, она хочет параллельно открыть семейный бизнес откорм и продажа скота. У них при дворе дома есть коровник, а также Чумагул имеет сбережение в размере 400 долларов, накопленное за счет ее швейного дела. Чумагул не хватает еще 1800 долларов США. Эту сумму она просит в кредит. Чумагул на сумму кредита и сбережения планирует купить трех голов крупнорогатого скота и 240 килограмм жмыха. Этот кредит ей очень важен. Она с надеждой ждет поддержки.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $1,388
    Average annual income
  • 250
    View loans »
    Tajikistan Loans Fundraising
  • $28,749,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,800 helped Jumagul to buy three head of cattle and 240 kg of press cake to start a cattle business.
51% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 17, 2014
Listed
Feb 19, 2014
Currency Exchange Loss:
N/A