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Sayora is a 29-year-old woman who comes from a rural area of the Gissar district. She lives with her husband, her two children and her parents. Her family is involved in agriculture. They own an irrigated plot of land and have already prepared their soil for planting. Sayora is taking a loan to buy wheat seeds and mineral fertilizers. She wants to sow some wheat in the early spring in order to get a good harvest in the summer. With the earnings from her loan, she will improve her family's living conditions.
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Сайёра 29-летняя сельская женщина родом из района Гиссар. Она живет там с мужем, двумя детьми и родителями. Сайёра со своей семьей занимается растениеводством. У них имеется орошаемый участок земли. Они уже обработали почву для посева. Сайёра просит кредит для купли семян пшеницы и минеральных удобрений. Она хочет ранней весной посеять пшеницу и летом получить качественный урожай. За счет прибыли с продажи Сайёра хочет улучшить жилищные условия.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $30,452,150
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Sayora to buy wheat seeds and mineral fertilizers for early spring sowing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 18, 2014
Feb 18, 2014
Currency Exchange Loss:
Aug 17, 2014