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José Baudilio
José is 73 years old and married. He lives with his wife and their five children. They are both elderly, and they live in the Sololá department. José is a person who has persevered through the years, contributing to his family’s growth.

He currently devotes himself to carpentry because there is no carpentry business where he lives. That is why he made the decision to undertake this new business, which he has had for 43 years. He is a well-known as a carpenter for the work that he does. It is through this business activity that he gets good profits and income. These have served to cover the family’s expenses.

He is now requesting a loan for 4,000 GTQ to buy tools and materials to make furniture. His intention is to increase his earnings and to provide better service to his customers.

One of his dreams is to have another carpenter’s shop in order to be able to increase his earnings. This way he will improve his family’s living conditions.
View original language description ↓
José es un hombre casado de 73 años de edad, vive junto a su esposa y sus cinco hijos, ambos mayores de edad quienes viven en el Departamento de Sololá.
Don José es una persona que ha perseverado a través de los años, contribuyendo al desarrollo de su familia. Actualmente se dedica a la carpintería ya que donde vive no hay una carpintería, es por ello que tomo la decisión de emprender este nuevo negocio que lleva ya 43 años, el es un carpintero reconocido por el trabajo que realiza. A través de esta actividad obtiene buenos ingresos y ganancias que le han servido para sufragar los gastos de su familia.
El ahora está solicitando un préstamo de Q 4,000.00 para la compra de herramientas y materiales que les servirán para la elaboración de muebles, con el propósito de incrementar sus ganancias y ofrecerles un mejor servicio a sus clientes.
Uno de sus sueños es tener otra carpintería para poder incrementar sus ganancias y así mejorar las condiciones de vida de su familia.

Additional Information

About ADICLA

ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $4,155
    Average annual income
  • 97
    View loans »
    Guatemala Loans Fundraising
  • $9,136,050
    Funds lent in using Kiva
  • 7.7
    Guatemala Quetzales (GTQ) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $525 helped José Baudilio to buy tools and materials to make furniture.
74% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 28, 2014
Listed
Feb 23, 2014
Currency Exchange Loss:
Possible