Micaela Bastidas Group
She is 39 years old, in a common-law relationship, and has two children. Martina divides her time between her daily activities and her grocery business. She sells different types of products such as rice, milk, snack foods, sodas, and other items. At the same time, she sells shoes in the mornings. Martina has been in business for some time and is doing very well thanks to the effort she puts into her work each day. She is a responsible and industrious individual who works in this manner so that her family can get ahead.
Martina is requesting a loan in order to buy milk and sugar to sell in her business. The guy crouching down is the son of one of the borrowers of the communal bank. She is grateful for the loan that has been provided and promises to complete her payments according to the established terms.
The other members sell clothes, work in carpentry, sell beauty products, and sell lingerie.
La socia Martina tiene 39 años de edad es conviviente y tiene 02 hijos, la socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia vende diferentes tipos de productos como arroz,leche,golosinas,gaseosas entre otros, a la vez la socia se dedica a la venta de caldos por la mañana, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el crédito para la compra de leche y azúcar para su negocio.
El niño que sale agachado en la foto es hijo de uno de los socios del banco comunal.
La socia se siente agradecida por el crédito otorgado y se compromete a cumplir con sus cuotas establecidas.
Los demás socios se dedican la venta de ropa, carpinteria, productos de belleza, venta de ropa(lencería).
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid