Mujeres Trabajadoras Group
One of the members is Soraira. In the last survey she show a poverty level of 3 which means that through her work efforts she continues to improve her situation. But she is also conscious that she must continue this work and effort so that it becomes permanent. Her business is a hair salon and she comments that she has a good clientele and that things are going well as the clients like the attention that she gives them. Soraira is requesting a loan to buy shampoo, rinses, dyes, etc so she can continue to provide good service to her clients as she has been doing.
Una de las integrantes es la Sra. Soraira quien en su última encuesta mostró un nivel de pobreza dentro del nivel tres, es decir que ella través del esfuerzo y el trabajo continuo se encuentra mejorando cada vez más su situación, pero igualmente está consciente de que este trabajo y esfuerzo que está haciendo debe ser continuo y permanente lo cual lo hace por medio de su trabajo de peluquera, y comenta que tiene buena clientela y que le está yendo muy bien ya que a sus clientas les gusta mucho la atención que ella brinda.
La Sra. Soraira Solicita de este préstamo para la compra de shampoo, enjuagues, tintes y demás, para poder seguir dando un buen servicio a sus clientas como lo viene haciendo.
More information about this loan
This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.
To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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