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Gull Zareen
Ms. Gull Zareen is a 39-year-old married woman. She is a vigorous lady and over the past many years has been running a cloth business. She buys cloth, different fabrics in various colors and designs, from the big market in the city at wholesale rates and then sells it to the people of her community for a reasonable profit.

She is requesting a 40,000 PKR loan from the Kashf Foundation to buy a wide variety of cloth in different colors and designs to expand her inventory and attract more customers. Gull Zareen expects a boost in her earnings with this loan and she plans to spend part of her profits for the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $3,004
    Average annual income
  • 123
    View loans »
    Pakistan Loans Fundraising
  • $13,311,575
    Funds lent in using Kiva
  • 104.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Gull Zareen to buy a wide variety of cloth in different colors and designs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 20, 2014
Feb 19, 2014
Currency Exchange Loss:
Feb 20, 2015