They sell milk, grains, prepared food, clothing and cosmetics. With the goal of increasing their business, the group members decided to collaborate with Soro Yiriwaso, and are on their 1st solidarity loan cycle.
Assitan (the woman standing 3rd from the left in the photo) is a well-known milk vendor in the village of Massalawere and the surrounding areas. She plans on using her loan to buy 50 liters of milk. She sells her milk to male and female customers for cash and frequently on credit. Assitan hopes that this loan will enable her to earn an average monthly income of 18,000 CFA Francs, which will be used to pay the schooling fees for her children and to bolster her capital.
Elles se sont connues à travers des liens de voisinage, de parenté, mariage et de leurs activités génératrices de revenu dans le village. Elles font le petit commerce de lait, de grains, de la restauration, d’habillement et des cosmétiques. Dans le but d’augmenter leurs fonds de commerce les membres du groupe ont décidé de collaborer avec Soro Yiriwaso et sont à leur 1er cycle du prêt solidaire.
Madame Assitan (3ème femme debout de la gauche vers la droite dans la photo) est une grande vendeuse de lait dans le village de Massalawere et ses environnants. Elle compte utiliser son prêt pour acheter 50 litres de lait. La revente se fait au comptant et souvent à crédit à une clientèle mixte.
Madame Assitan espère réaliser un bénéfice mensuel moyen de 18 000 FCFA avec ce prêt, qui sera utilisé pour des frais de scolarisation de ses enfants et augmenter également son fonds de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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