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Arina lives in the village of Ashotavan in the Syunik region with her son, daughter-in-law, and two little grandchildren.

Arina's son and daughter-in-law are employed in the private sector, and Arina runs a farm. The salary that they earn is only enough for covering the family's basic needs. So, the family needs an alternative source of income in agriculture.

The farm that Arina runs includes two cows, 20 sheep, and 14 chickens. She also owns farmable land where she cultivates wheat, corn, and potatoes. The harvest is sold locally.

Arina asked for financial support to increase her livestock by 30 sheep. The loan is important for this hardworking woman to enlarge her farm and provide a better life for her family members.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 127
    View loans »
    Armenia Loans Fundraising
  • $14,350,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Arina to buy 30 sheep.
73% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 31, 2014
Feb 18, 2014
Currency Exchange Loss: