S. Caritas is a member of the Twiyubake group and lives in Gitega. She is 40 years old and is married to Gerard, a shopkeeper. They have three children aged between two and 19, two of whom go to school.
She has been selling construction materials for 20 years.
This is her eleventh loan from Turame. With the Kiva credit that she requests, she will increase her capital and buy a large quantity of construction materials for resale to earn more.
S.Caritas fait partie du groupe Twiyubake et habite à Gitega. Elle a 40 ans et est mariée à Gérard, un commerçant. Ensemble ils sont 3 enfants âgés de 2 à 19 ans, dont 2 étudient.
Elle fait le commerce de matériaux de construction depuis 20 ans.
Elle est à son onzième crédit à Turame. Avec le crédit Kiva qu’elle obtient, elle va augmenter son capital et acheter beaucoup de matériaux de construction à revendre pour gagner plus.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.