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Hasmik lives in Salvard village of Syuniq region. She lives together with her husband and son. Her husband works at the village hall and Hasmik herself is involved in agriculture. The farm that she runs includes livestock of 4 sheep, 2 cows, 3 calves, 20 chickens. She also cultivates wheat and grass for feeding the livestock.

Now, this hardworking woman asks for a loan to be able to enlarge her farm by 6 sheep, a calf and forage for feeding the livestock.

This will be a big support for the farm that Hasmik runs and will increase her agricultural income.

Hasmik hopes that Kiva lenders will assist her.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 121
    View loans »
    Armenia Loans Fundraising
  • $14,377,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Hasmik to pay for 6 sheep, a calf and forage for feeding them.
73% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 23, 2014
Feb 18, 2014
Currency Exchange Loss: