Florence is a 61-year-old married woman. She has four children with ages ranging from 10 years to 25 years. She describes herself to be determined. She operates a café where she cooks food for sale. She has been involved in this business for five years. Her business is located in a strategic place and her primary customers are regular customers.
Florence describes her biggest business challenge to be insecurity. She will use the Kes 100,000 loan to buy more stock of wheat flour, cooking oil and other ingredients for preparing food. Her business goal is to have a big hotel within five years. She hopes that in the future, she will own a five-star hotel. She will use the anticipated profits to open a new business. This is her third loan with SMEP DTM. Her previous loan of KES 80,000 was repaid successfully.