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Karlett Violeta
Karlett is a young woman who is 21 years of age and is very excited about being able to learn in life. Every day she travels from her town to the capital city of Managua so that she can study for a degree in Marketing and Advertising. She enjoys this course of study and hopes to contribute to her country in the future with her knowledge.

Karlett is requesting assistance with this loan so that she can cover her degree and postgraduate expenses. Her parents’ income is not enough to cover this one-time expense, so this long-term loan represents a major investment in Karlett’s professional development.
View original language description ↓
Karlett es una joven de 21 años de edad, con muchos ánimos de aprender en la vida, viaja todos los días desde su pueblo hacia la capital Managua para estudiar la carrera de marketing y publicidad, le gusta mucho su profesión y espera en un futuro contribuir al país con sus conocimientos. Requiere del apoyo de crédito para cubrir sus gastos de titulación y postgrado, ya que los ingresos de sus padres quienes le ayudan no son lo suficiente para asumir de un solo este pago, pero con el financiamiento a largo plazo podrán hacerle frente a esta importante inversión para el desarrollo profesional de Karlett.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $3,636
    Average annual income
  • 151
    View loans »
    Nicaragua Loans Fundraising
  • $24,072,325
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,175 helped Karlett Violeta to pay for her degree and postgraduate expenses.
36% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Feb 12, 2014
Feb 21, 2014
Currency Exchange Loss: