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Jose Fernando

Update on Jose Fernando

José needs resources to pay for costs in harvesting his crops and to buy farm supplies and cattle feed. This way he can strengthen his business. From his loan experience, he knows that if you administer your investment well, you will receive higher profits. The previous loan was a great help for José because his resulting harvest was abundant and free of pests. Likewise, he had financial resources to be able to cover the harvest process such as payment for porters, transportation home, etc. His financial situation is much more stable.
View original language description ↓
José, necesita capital para pagar costos de la recolección de la cosecha, comprar insumos agrícolas y alimento para ganado; de esta manera fortalecerá su negocio pues por su experiencia en créditos sabe que si administra bien su inversión obtendrá mayores ganancias.
Para José el crédito anterior fue de gran ayuda porque su cosecha resulto ser abundante y libre de plagas, así mismo tuvo los recursos económicos para cubrir todo lo que el proceso de recolección implica como pago de mozos, transporte hacia su casa, etc., su situación económica es mucho más estable.

Previous Loan Details

José is a person of his home. He lives with his life companion and their son; he gets no help from abroad. He works growing basic grains like corn and sorghum and also vegetables like manioc and also raises livestock. He learned this occupation as a helper and subsequently decided to sta... More from Jose Fernando's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 864
    View loans »
    El Salvador Loans Fundraising
  • $28,299,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Jose Fernando to pay costs for harvesting crop and to buy farm supplies and cattle feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 8, 2014
Feb 21, 2014
Currency Exchange Loss:
Jul 17, 2014