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José Juan
José, age 37, is married and lives with his wife and children. He only attended school through middle school. José has been working as a fireman for ten years. He works seven days a week, day and night. It is a hard work, but he says that it fills him with satisfaction, and his family, too. He gets up at 5:00 a.m. with his wife, who supports him in all of the business activities that he does.

He is requesting this loan because he needs to buy materials to be able to change the roof of his house. It is very damaged, and winter is coming. The strong rains are able to cause water to leak into the house. This is not good for his family’s safety.

José’s plan for the future is to use the income from his job to be able to build his family a decent house, which does not pose any risks.
View original language description ↓
José tiene 37 años de edad, es un hombre casado que convive junto a su esposa y sus hijos y solamente estudió hasta educación media.

José se dedica al trabajo de bombero desde hace diez años, donde labora los siete días de la semana, dia y noche, es un trabajo pesado pero él menciona que le llena de satisfacción y a su familia también, el señor se levanta a las 5:00 AM junto a su esposa que lo apoya en la actividades que él realiza.

Él está solicitando este préstamo, pues necesita comprar los materiales para poder cambiar el techo de su vivienda, ya que esta muy dañado y se acerca invierno, las fuertes lluvias puede ocasionar que se filtre el agua a su casa, lo cual no es apropiada para la seguridad de su familia.

José planea para un futuro, que con los ingresos que obtiene de su empleo, podrá construirle a su familia una vivienda digna en la cual no corran ningún peligro.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 856
    View loans »
    El Salvador Loans Fundraising
  • $28,286,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Juan to buy materials to be able to change the roof of his house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 17, 2014
Feb 27, 2014
Currency Exchange Loss:
Oct 17, 2014