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Nguénar, age 31, has been selling notions and cosmetics for more than five years now. She's married and supported by her husband, who encourages her because he finds her brave and ambitious.

Nguénar is seeking her first loan in order to buy items lacking in her stock. She owns a small shop in the neighborhood's market. To avoid losing customers to other resellers, she does everything to satisfy their demands.

With the profits generated by her business, she provides for herself and makes her business more efficient. She would like to diversify it one day and become a big reseller and businesswoman.
View original language description ↓
Nguénar, âgée de 31 ans, fait de la vente de mercerie et des produits cosmétiques et cela depuis plus de cinq maintenant. Elle est mariée et est appuyée par son époux qui l’encourage du fait qu’il la trouve brave et ambitieuse. Nguénar vient solliciter pour la première fois un crédit, afin de pouvoir acheter des garnitures manquantes à son stock. Nguénar, possède une cantine dans le marché du quartier et pour ne pas voir sa clientèle se tourner ailleurs, elle fait tout pour satisfaire à leur demande.
Avec les bénéfices de son activité, elle se prend en charge et améliore son activité.
Elle désirerait diversifier son activité un jour et devenir une grande commerçante, femme d’affaire.

Additional Information

More information about this loan

To reach borrowers who would not normally qualify for loans, UIMCEC has developed partnerships with a number of local organizations created by the poor to promote savings and mutual support. Most members of these organizations take group loans from UIMCEC. Some group members have larger businesses requiring more capital, and therefore receive individual loans. To meet their needs, UIMCEC is offering this loan at a lower interest rate with no material guarantee requirement. By supporting this loan, you are helping poor borrowers access credit at  lower interest rates.


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 88
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 478.4
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD