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Jane is married with six children and two of her children go to school. She doesn't take care of additional family members. She has a beauty salon business and has been in this business for 21 years. She has applied for a loan of 1,400,000 Ugandan shillings from MCDT-SACCO to buy more boxes of cream relaxers, braids, weaves, Vaseline and other cosmetics. She generates additional income from selling piped water and from rental houses. She works six days out of every week and sells on retail basis. Her major business challenges include seasonality and ever-increasing prices of cosmetics in Uganda. She aspires to own a fully-stocked beauty salon and also to build more rental rooms. She decided to join MCDT-SACCO because they are reliable. She resides in the family house and the family has access to electricity, but not to piped water. Her monthly expenses include school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 94
    View loans »
    Uganda Loans Fundraising
  • $28,246,150
    Funds lent in using Kiva
  • 2,466.1
    Uganda Shillings (UGX) = $1 USD