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Shoira
Shoira is a positive and hardworking woman. She is married and has two children. She lives in a small rural village. Shoira had dreamed of being a teacher since childhood, but her circumstances were such that she was not able to receive a college education because of financial need in the family. Right after high school graduation Shoira was married off. She became a housewife. Even though she is always at home Shoira never sits still. She and her husband try to do everything possible to provide their children with all necessities.

In order to have a steady income to feed their family Shoira and her husband started their own business. They raise livestock. Shoira raises livestock and then sells the meat and milk. Shoira earns a good income from this business. Shoira's husband works at a local workshop and his job brings additional earnings to the family. Their combined income is enough for a middle class life. For now they do not have enough resources in order to cover all of their needs. At the moment Shoira and her husband would like to buy several more heads of livestock to raise. This is why she turned to Arvand and would like to take out a loan to purchase livestock. Shoira thanks Arvand in advance for the support, as a result of which her family's life will improve.
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Шоира позитивная и трудолюбивая женщина. Она замужем и имеет двоих детей. Живёт она в небольшом сельском посёлке. С детства Шоира мечтала стать учительницей, но так сложились обстоятельства, что она не смогла получить высшего образования из-за финансовой недостаточности в семье. Сразу после окончания средней школы Шоиру выдали замуж. И так она стала домохозяйкой. Но даже находясь постоянно дома, Шоира никогда не сидит без дела. Она вместе с мужем стараются делать всё возможное, чтобы обеспечивать своих детей всем необходимым.

Для того, чтобы иметь постоянный доход на пропитание Шоира вместе со своим мужем начали свой бизнес. Они занимаются животноводством. Шоира выращивает скот, затем продаёт полученное от скота мясо и молоко. От этого бизнеса Шоира получает хороший доход. Муж Шоиры также работает в местной мастерской и его работа приносит дополнительный доход в семью. Их совместного дохода хватает на проживание среднего уровня. И пока у них недостаточно средств, чтобы покрывать все имеющиеся нужды. В данный момент Шоира с мужем хотят купить ещё несколько голов скота для откармливания. Поэтому она обратилась в Арванд и хочет взять кредит на покупку скота. Шоира заранее благодарит Арванд за поддержку, в следствие которой улучшится качество жизни её семьи.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 142
    View loans »
    Tajikistan Loans Fundraising
  • $29,299,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Shoira to purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 11, 2014
Listed
Feb 18, 2014
Currency Exchange Loss:
N/A
Ended:
Mar 17, 2015