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Churok is 58 years old, married and raising 6 children together with her husband. Two of the oldest sons live and work in the capital of Kyrgyzstan, and the rest of the children live with the parents. Churok has a secondary education. To provide the primary source of income for her family, she is involved in animal husbandry, having started 39 years ago with a purchase of livestock with 300 som (KGS). Churok and her husband spent a long time working as shepherds, taking local residents' livestock to pasture for a set fee, and, hence, have a lot of experience in animal husbandry. Thanks to Churok's hard work, today her business contains 4 dairy cows and 45 sheep. The monthly income amounts to 10,000 som (KGS). In order to further develop her business, Churok requested a loan from the microfinance bank "Bai-Tushum and Partners" to buy cows in order to increase livestock headcount. Churok plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money to build a new house.
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Чурок 58 лет, замужем, вместе с супругом воспитывают 6 детей. Старшие два сына живут и подрабатывают в столице Кыргызстана, остальные дети живут с родителями. У Чурок - среднее образование, в качестве основного дохода для своей семьи Чурок занимается животноводством, стартовав 39 лет назад, с покупки скота на 300 сом KGS. Сама Чурок и ее супруг долгое время работали чабанами, пасли скот местного населения за определенную плату, в связи с этим опыт в животноводстве большой. Благодаря упорному труду Чурок, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 45 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Чурок обратилась в Банк «Бай –Тушум» за кредитом - на покупку коров для увеличения поголовья скота. Доходы от кредита Чурок планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на строительство нового дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,315,525
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Churok to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 14, 2014
Feb 18, 2014
Currency Exchange Loss:
Jan 18, 2015