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Samir is 33 years old and married with a daughter and two sons. He and other members of his family are refugees and have lived in an IDP (Internationally Displaced Persons) settlement for a long time. He is a farmer and has nine years of experience in this industry. He harvests and sells seasonal fruits and vegetables. His monthly income is 160 AZN.

Azerbaijan cuisine is very rich and various. People cook different delicious national dishes using vegetables, such as badimjan dolmasi and yarpagh dolmasi. They use fruits to prepare different kinds of fresh juices and jams. They like to eat jam while drinking tea.

Samir’s income isn’t enough to cover his family’s expenses. He needs to pay for his children's education and utility costs, as well as covering other expenses. He applied for 2,000 AZN loan in order to supply new kinds of fruits and vegetables and to make his green grocery’s assortment wider. He hopes that this will increase his income somehow.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 24
    View loans »
    Azerbaijan Loans Fundraising
  • $13,995,725
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,550 helped Samir to supply new kinds of fruits and vegetables.
65% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Feb 12, 2014
Feb 17, 2014
Currency Exchange Loss: