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A $800 loan is being offered to Manuela to improve her business.

She is married with five children and lives in a town with her family. She opened her kiosk in 2000 with her own working capital of $100. She will use the loan to buy stock for her store like water, oils, Sagiko drinks, Fanta, Coca-Cola, soap, bread, cigarettes and slippers. Manuela is generating a good income from selling her things from the kiosk.

She is now thinking of running a big business after years of being involved in business.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.


About Timor-Leste

  • $3,100
    Average annual income
  • 2
    View loans »
    Timor-Leste Loans Fundraising
  • $1,508,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $800 helped Manuela to buy water, oils, Sagiko drinks, Fanta, Coca-Cola, soap, bread, cigarettes and slippers.
91% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Feb 6, 2014
Feb 24, 2014
Currency Exchange Loss: