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Kaiyrkul is 47 years old, widowed, and after the death of her husband, is raising four children alone. Kaiyrkul has a higher education. For 12 years, she worked as a math teacher at a local school but after the death of her husband, she took up fattening up and reselling cattle. She started this business 15 years ago, with an initial purchase of cattle in the amount of 25,000 som (KGS). Thanks to Kaiyrkul's hard work, she currently has 1 milk cow with a calf, 2 bulls, 2 sheep and 2 goats on her farm. Her monthly income is 17,000 som (KGS). For the purpose of further developing her business, Kaiyrkul turned to Microfinance Bank "Bai Tushum and Partners." She is requesting a loan to buy bulls to fatten up for future resale on the market for a high price. Kaiyrkul plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money to pay for her son's tuition.
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Кайыркул 47 лет, вдова, после смерти мужа одна воспитывает 4 детей. У Кайыркул - высшее образование, 12 лет работала учителем математики в местной школе, но после смерти мужа занимается откормом и перепродажей скота стартовав 15 лет назад, с покупки скота на 25,000 сом KGS. Благодаря упорному труду Кайыркул, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова с теленком, 2 бычка, 2 овцы, 2 козы. Ежемесячный доход составляет 17,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Кайыркул обратилась в Банк «Бай –Тушум» за кредитом - на покупку бычков для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Кайыркул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на оплату контракта за учебу сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 51.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Kaiyrkul to buy bulls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2014
Feb 17, 2014
Currency Exchange Loss:
Mar 19, 2015