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Felicia O., married with five children, has manufactured palm oil for sale at Braman in Cape Coast since 2007. Her husband is a commercial driver. Felicia uses her income to help her husband in the payment of the children's school fees as well as utility bills.

Felicia is requesting a loan to purchase more palm fruit for the production of palm oil, and she plans to reinvest any additional profits into the business in order to increase sales, thereby eventually increasing her income.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Felicia to purchase more palm fruit for the production of palm oil.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 23, 2008
Oct 9, 2008
Currency Exchange Loss:
Jun 15, 2009