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This is 29 year-old Christian. She is single and has no children.

In 2010, Christian established her cosmetics and toiletries business. She began her business in order to be self-employed and independent. Her business is located in the outskirts of the city and her customers are mostly women. She operates her business 6 days a week for 10 hours every day.

She would like a loan in the amount of 3000,000 SLL to buy stock items such as body lotion, shampoo, vaseline, soaps, toothpastes and many other products for re-sale. She hopes that this loan will help her business to grow.

In the future, Christian plans to establish another shop in order to serve customers in other neighborhoods. She says her biggest business challenge is keeping up to date with the latest products on the market.

She describes herself as caring and considerate and thanks you very much for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 21
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,339.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Christian to buy more body lotion, shampoo, vaseline, and tooth paste.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 7, 2014
Feb 16, 2014
Currency Exchange Loss:
Mar 10, 2015