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Maa Tarini Shg Group
In this Group: Sanjukta, Lipi, Sailabala, Sabitri, Sita, Anjana, Radha, Pratima
Maa Tarini Self Help Group (SHG) was formed in January 2014 and consists of eight rural poor women belonging to the below-poverty-line category. This group is located in a remote rural village in the Angul district of Odisha, India. Vegetable cultivation and vending is the primary source of livelihood for most of the members of this group.

Sanjukta is one of the members among them. The lady standing with a raised hand is Sanjukta. She is a very active lady of 28 years of age. She lives with her husband, two sons and two daughters.

Sanjukta has a vegetable cultivation farm of one hectare. She and her husband manage the farm. Her husband is an active and cheerful farmer. They produce vegetables like brinjal (eggplant), cauliflower, carrots, cabbage, chilies, cucumbers, papaya, lady’s finger (okra), onions, etc. on the farm. She sells her products to the traders from the nearest town who come to take vegetables from her farm.

Sanjukta says that she earns a minimum amount of 5,000 INR per month from this business. This is insufficient to meet the day-to-day expenses of her family as well as the farm expenses. Sanjukta wants to expand her business by taking a loan from People's Forum. She will utilize the present loan to buy fertilizer and farm inputs, such as seeds and pesticides, for her farm. She expects a good return from her business by expanding her cultivation.

Sanjukta dreams to construct a house and purchase a water pump for a better irrigation facility for her farm. She also hopes to give her whole family a bright future through her hard work.

The other seven members of this group are also involved in businesses like vegetable cultivation, general grocery shop, vegetable vending, and tailoring businesses.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 36
    View loans »
    India Loans Fundraising
  • $5,650,575
    Funds lent in using Kiva
  • 61.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Maa Tarini Shg Group's $1,950 loan helped a member to buy fertilizer and farm inputs, such as seeds and pesticides, for expanding her farming.
0% repaid
Repayment Term
44 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2014
Feb 16, 2014
Currency Exchange Loss: