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Cecilia A. operates a local restaurant where she sells a variety of local dishes such as fufu which is made out of cassava and plantains pounded together and other dishes at Kodadwen in Cape Coast. Cecilia has received Junior High level education. She is married and has 3 children. Her husband is a tailor.

Cecilia has been operating this small local restaurant since 2008. She is responsible for helping her husband in the payment of the children's school fees and utility bills. Her loan will be used to buy more ingredients, spices and food items for the food preparation at her restaurant. She hopes to use the new profits from her business to help her husband to start putting up a house for the family.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Cecilia to buy more ingredients, spices and food items for food preparation.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 10, 2008
Sep 26, 2008
Currency Exchange Loss:
Jun 15, 2009