Ervin's short-term goal is to continue investing in improvements to his home. He is therefore applying for a loan to make plumbing improvements. Ervin feels that this loan will be a great help and allow him to provide better living conditions to his family. Ervin plans to start his own business in the future.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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