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Ana Vilma

Update on Ana Vilma

Ana, who is 43 years old, lives in a rural community. Her parents were very poor, and for this reason they unfortunately were not able to send her to school, but she has learned to sign her name. She now has a partner, and she has 5 children. The older ones are 26, 24, and 23 years old, and they have formed their own household. Her other son is 19, and he works to cover his expenses. Only her daughter who is 14 depends on her, and she is studying n fifth grade in school.

Selling fish has been Ana's activity for 10 years, since her older children do the fishing, then they divide up what they obtain during the workday. In addition, she has a store in her house, which allows her to obtain additional income. Her work schedule varies because sometimes she works at night and other times during the day.

She learned this work from her husband, who did it in the past, but he died, and it was a very hard blow for Ana. It is only now that she has decided to rebuild her live again with another person.

To carry out her fishing work, Ana needs to have good working equipment. It is for this that she is applying to CrediCampo for this loan, since she needs to repair one of the motors of the fishing boat, which has been damaged and is causing losses n the fishing business, since she is working with only one, and she need to have equipment in perfect condition.

Ana has many expectations for the future. She wants to expand her store, improve her fishing equipment to obtain better earnings, be able to construct a house for herself and her family, and continue providing an education for her daughter so that she can better herself in life.
View original language description ↓
Ana tiene 43 años de edad, vive en un cantón, sus padres eran muy pobres y por esta razón lamentablemente no pudieron mandarla a la escuela, pero ha aprendido a firmar. Actualmente está acompañada y tiene 5 hijos, los mayores tienen 26, 24 y 23 años de edad los cuales ya formaron su propio hogar, su otro hijo tiene 19 años el cual trabaja para cubrir sus gastos, solo su hija de 14 años depende de ella y está estudiando quinto grado en la escuela.


La venta de pescado, ha sido la actividad a la cual se ha dedicado Ana desde hace 10 años, ya que sus hijos mayores de edad se dedican a realizar la pesca, luego se reparten lo obtenido durante la jornada de trabajo. Además ella tiene una tienda en su casa que le permite obtener ingresos adicionales. El horario de trabajo varía porque en ocasiones trabaja por la noche y en otras durante el día.
Esta labor la prendió de su pareja que tuvo anteriormente, pues él murió y fue un golpe muy duro para Ana, es hasta ahora que ella decidió rehacer su vida nuevamente con otra persona.

Para llevar a cabo su actividad en la pesca, Ana debe tener un buen equipo de trabajo, es por ello que está solicitando este préstamo a CrediCampo, ya que necesita reparar uno de los motores de la lancha que se ha dañado y esto le está ocasionando pérdidas en el negocio de las pesca, pues solo está trabajando con uno, y necesita tener un equipo en perfectas condiciones.


Ana tiene muchas expectativas a futuro, desea ampliar su tienda y mejorar el equipo de pesca para obtener mejores ganancias y poder construir una casa para ella y su familia, y seguir dándole el estudio a su hija para que se supere en la vida.

Previous Loan Details

Ana is 40 years old. She is a widow and she has five children. She has been selling seafood for ten years, as well as managing her basic goods store. She has had experience with the seafood business since she was very young because she was born in a fishing area. She also manages her shop, which… More from Ana Vilma's previous loan »

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

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About El Salvador

  • $4,900
    Average annual income
  • 668
    View loans »
    El Salvador Loans Fundraising
  • $22,070,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Ana Vilma to repair one of the motors of her fishing boat.
28% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2014
Listed
Feb 27, 2014
Currency Exchange Loss:
N/A