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Fatouma was born in 1964 in Gao, the seventh administrative region of the Republic of Mali. She is married, a mother of nine children, and lives in Bougoula, in Sikasso (the third administrative region in the Republic of Mali).

Fatoumata has been working buying and selling bed covers, floor coverings, rugs, arab couscous, and milk powder for 12 years. She is on her sixth loan with the micro-finance institution Soro Yirwaso, as a way to better satisfy her customers who are growing in number. Her previous loans have all been repaid correctly.

This loan will allow her to buy and then sell 50 bed covers, floor coverings, 20 rugs, 30 25-kilogram sacs of milk powder, and a large quantity of arab couscous. She procures her goods from Algeria via Gao.

She travels around and makes her sales for cash and credit to men and women customers.

Fatouma hopes to earn an average monthly income of 175,000 francs CFA. These earnings will allow her to pay back her loan and interest and to invest in her business.
View original language description ↓
Madame FATOUMATA est née vers 1964 à Gao 7eme région administrative de la république du MALI.Elle est mariée, mère de 9 enfants et réside à BOUGOULA VILLE à SIKASSO (3ème région administrative de la république du MALI).
Madame FATOUMATA mène les activités d’achat et de vente de couvres lit, des caches mur, des couscous arabes et de lait en poudre il y'a plus de douze ans.
Elle est à son sixième prêt avec l’Institution de Micro Finance Soro Yiriwaso dans le souci de mieux satisfaire sa clientèle de plus en plus croissant, les prêts précédents ont été correctement remboursés.
Ce prêt lui permettra de faire l’achat et la revente d’environ 50 couvres lits des caches mur, 20 tapis, 30 sacs de 25kg de lait en poudre et une quantité importante des couscous arabes, elle s’approvisionne en Algérie via Gao.
Elle les revend en ambulant au comptant et à crédit à une clientèle composée d’hommes et de femmes.
Elle envisage réaliser un bénéfice mensuel moyen de 175 000 francs CFA par mois. Ce bénéfice lui permettra de payer le prêt et son intérêt et investir le reste dans son activité.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.


About Mali

  • $1,100
    Average annual income
  • 33
    View loans »
    Mali Loans Fundraising
  • $11,450,075
    Funds lent in using Kiva
  • 479.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,050 helped Fatoumata to buy bed covers, floor coverings, rugs, arab couscous, and milk powder.
97% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 16, 2014
Currency Exchange Loss:
Mar 3, 2015