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Varditer lives in Voskehask village of Shirak region with her husband, her son, her daughter-in-law and three little grandchildren.

Varditer is a farmer with many years of experience running her farm. It currently includes cows, pigs and chickens. Varditer also cultivates barley, potatoes and grass and grows apple and pear trees. The gathered harvest is sold locally and the family is able to sustain its living.

Now, by applying for this loan, Varditer would like to enlarge her agribusiness. She hopes that Kiva lenders will help her to purchase forage for feeding animals and also to buy potato seeds for cultivation.

Varditer is an enthusiastic and hardworking woman who does her best to have a successful and profitable farm. She will be very grateful to lenders for their support.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 91
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,200 helped Varditer to pay for potato seeds and forage for the livestock.
64% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 15, 2014
Feb 16, 2014
Currency Exchange Loss: