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Jamalbubu is 67 years old and married. She and her husband are happy parents of eight children. Jamalbubu and her husband are retired. Their home is orderly, clean and cozy. Their children are all grown up and live separately. Jamalbubu has received secondary education. By nature she is very responsive, communicative, optimistic. Together with her husband, Jamalbubu raises livestock and grows produce having stated 21 years ago by buying livestock for 10,000 KGS. Thanks to Jamalbubu's hard work, her farm now includes five dairy cows, two horses, 10 goats and 10 sheep. Her monthly income from selling milk is 12,000 KGS. Jamalbubu also works 4.3 ha [10.6 acres] of land, where she main grows wheat, barley and potatoes. She sells her harvested produce to wholesalers. In order to develop her farm further, Jamalbubu has applied to the Bai Tushum microfinance institution for a loan to increase her livestock headcount by buying sheep. In the summer, they will have a shepherd take care of the animals. Jamalbubu plans to use the resulting income for an additional livestock increase. She also plan to save up for house renovations.
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Жамалбубу 67 лет, замужем, многодетные и счастливые родители 8 детей. Жамалбубу и ее супруг на пенсии, это люди любящие порядок, чистоту и уют. Дети все взрослые, проживают самостоятельно. У Жамалбубу - среднее образование, по характеру Жамалбубу очень ответственная, общительная, жизнерадостная. Вместе с мужем Жамалбубу занимается животноводством и полеводством, стартовав 21 год назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Жамалбубу, в ее хозяйстве на сегодняшний день имеется: 5 дойных коров, 2 лошади, 10 коз и 10 овец. Ежемесячный доход составляет 12,000 сом (KGS) от реализации молока, также обрабатывает 4,30 ГА земли, где в основном выращивает -пшеницу, ячмень и картофель. Полученный урожай реализуют оптовым поставщикам. В целях дальнейшего развития своего хозяйства, Жамалбубу обратилась в Банк "Бай-Тушум" за кредитом - на покупку овец для увеличения поголовья скота. Летом скот будет под присмотром пастуха. Доходы от кредита Жамалбубу планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,880,625
    Funds lent in using Kiva
  • 51.2
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,575 helped Jamalbubu to buy sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 12, 2014
Feb 15, 2014
Currency Exchange Loss:
Mar 19, 2015