Mrs. Sharon M., 30, is a rice farmer. She has been farming for 18 years and earns $1 USD per day. She lives with two young children, both of whom stay in the family's home. Her husband, Mr. Thy Noy, 31, sells chopped wood. Sharon needs a loan of $900 USD to buy two buffaloes to help with the labor of growing rice and to help her husband transport his chopped wood to sell.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.