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Nak's Group
In this Group: Nak, Srou, Noeun, Sophea, Monika, Phan
Mrs. Nak R., 49, a widow, sells porridge and noodles with soup in the Slaket Market. She has been selling food since 2005, earning US$ 4 per day, while Mr. Sharey Mot, her son, is 21 years old and a motorcycle taxi driver. Nak lives with five children. One son left to work in Thailand and three of her daughters stay home to help with Nak's business. Because of lacking capital to upgrade her business, she would like to request a loan of US$ 300 to use as capital to expand her porridge and noodle soup selling business. Nak was chosen to be group leader by the five other members as follows:

Mrs. Srou P., 52, is a widowed fish seller. She needs a loan of US$ 300 to add more fish to sell.

Mrs. Noeun I., 59, is a widowed housewife wH. helps in her daughter's grocery. Noeun needs a loan of US$ 300 to buy grocery inventory.

Mrs. Sophea S., 42, sells fish. She needs a loan of US$ 300 to purchase fish from suppliers to stock and sell.

Mrs. Monika H., 43, is a teacher. She needs a loan of US$ 300 to buy a second-hand motorcycle instead of the old one her husband uses to drive a motorcycle taxi.

Mrs. Phan P., 58, wH. is also widowed, buys and sells chickens. She requests a loan of US$ 200 to buy more chickens to sell.

They all live in Slaket Commune, Siem Reap Province.

Two men wH. are in the picture are not actual borrowers but co-borrowers; the one on the left side is Monika's husband and the other one is Sophea's husband.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 323
    View loans »
    Cambodia Loans Fundraising
  • $37,587,725
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Nak's Group's $1,700 loan helped a member to use as capital to expand her porridge and noodle soup selling business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 21, 2008
Oct 7, 2008
Currency Exchange Loss:
Sep 15, 2009