Mrs. Srou P., 52, is a widowed fish seller. She needs a loan of US$ 300 to add more fish to sell.
Mrs. Noeun I., 59, is a widowed housewife wH. helps in her daughter's grocery. Noeun needs a loan of US$ 300 to buy grocery inventory.
Mrs. Sophea S., 42, sells fish. She needs a loan of US$ 300 to purchase fish from suppliers to stock and sell.
Mrs. Monika H., 43, is a teacher. She needs a loan of US$ 300 to buy a second-hand motorcycle instead of the old one her husband uses to drive a motorcycle taxi.
Mrs. Phan P., 58, wH. is also widowed, buys and sells chickens. She requests a loan of US$ 200 to buy more chickens to sell.
They all live in Slaket Commune, Siem Reap Province.
Two men wH. are in the picture are not actual borrowers but co-borrowers; the one on the left side is Monika's husband and the other one is Sophea's husband.
About HKLHattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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