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Judita is applying for a loan of $600 from TRM (TubaRaiMetin). She is thirty-eight years old.

Judita runs a kiosk in front of her house and will use the loan to buy stock to keep in her store such as oils, coffee, sugar, cigarettes, fish and water. She is making good money from selling these goods and wants to apply for a bigger loan in the future.

Judita lives in a town near a school. She has located her kiosk in a strategic place where many people, including students, come to buy goods.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $3,100
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $1,464,050
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Judita to buy oils, coffee, sugar, cigarettes, fish and water.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 5, 2014
Feb 24, 2014
Currency Exchange Loss:
Nov 20, 2014